Financial Empowerment Program

JIFFI has developed a financial empowerment program that helps our clients strengthen their financial practices through tailored courses, advice and resources. Our Financial Empowerment Program is available to everyone.

Apply for a Loan

JIFFI provides personal micro-loans of up to $500 at a low interest of 21% APR. We also offer longer payment terms, requiring small, manageable repayments that work with your situation. Contact us to begin the process! Meeting with an associate is required to be approved.

Support JIFFI

We are so happy that you have taken an interest in supporting our initiative. Especially at this time, we rely greatly upon the generosity of those who support us. As a supporter, we assure you that you will be frequently updated with all that JIFFI is doing.

Shop with JIFFI

When you shop with AmazonSmile, 0.5% of all your purchases on Amazon will go directly towards promoting financial inclusion in the South Bend community. Just visit, select the Jubilee Initiative for Financial Inclusion, and download the SmileAlways plug-in!

Who We Are

The Jubilee Initiative for Financial Inclusion (JIFFI) is a nonprofit financial services provider operated in the South Bend community by students from the University of Notre Dame. JIFFI seeks to offer an alternative to the practice of predatory payday lending which perpetuates poverty. We offer cash advances supplemented by tailored financial planning tools that help our clients get ahead instead of falling behind.

Our Mission

JIFFI strives to shape a better financial environment for our community and to uphold the financial dignity of every individual by providing access to fair credit and opportunities to build financial assets.

Our Vision

JIFFI envisions a community where all members are financially stable and have equal access and assistance to financial resources.